Central Government Schemes(INDIA)

Saansad Adarsh Gram Yojana (SAANJHI)

 This scheme has been launched for developing model villages through implementation of existing schemes and certain new initiatives to be done at local context, depending from village to village. A model of local development should emanate from the Adarsh Gram, which can be replicated into other 

Obligations:

1.  Each MP (From Rajya Sabha as well as Lok Sabha) is obligated to develop three villages by 2019 and a total of 8 villages each by 2024. 
2. An MP should develop the first Adarsh Gram by 2016 and remaining two, during the current Lok Sabha tenure by 2019. From 2019 to 2024, five more Adarsh Grams must be developed by each MP.

 Selection of Village

1.  The MP can select any gram Panchayat that does not belong to him / her or spouse.
2.  There is a population criterion for MPs. If you are choosing a village in plains, its population should be 3000-5000.
3.  If in hills, it can be 1000-3000. A member of Lok Sabha can choose a village from his / her constituency. A Rajya Sabha MP can choose from the state from which he / she had been elected. A member from urban areas, can identify a village nearby. A nominal member can choose from any district

Funds 

There are no new funds. The funds can be raised from

1.  Existing schemes such as Indira Awas Yojana, Pradhan Mantri Gram Sadak Yojana, MGNREGA, BRGF etc.
2.  Money from MPLADS also has to be used.
3.  Revenue from the Gram Panchayat itself. 
4. Central and State Finance Commission Grants 
5. CSR funds.

How it will work?

1. First step is to create a Village Development Plan, followed by a list of activities to be carried out. The chalk out resource requirements. Raise the money from sources given above and then spend in those activities.
2. These include basic healthcare, livelihood development, farm development, skill development, providing pensions to eligible families, housing for all, social forestry etc
3. Implementation of the scheme has to be done by Gram Panchayat.

Monitoring

Government will establish a portal for web based monitoring system. The output related to tangible targets is to be measured every quarter. An independent agency will conduct mid-term and post-project evaluation.

Points for Critical Assessment

India is a country of village and farmers where more than 60 percent of its population lives in rural areas. Schemes for development of a Model Village are not a new idea. Several central as well as state governments have tried and tested various schemes on the same theme. For example, the Pradhan Mantri Adarsh Gram Yojana was launched in 2010 in 44,000 villages with over 50% Dalit population. The tangible results of this scheme are almost not visible. However, the SAGY schemes stand out from previous attempts. Firstly, one of the reasons of failure of previous schemes was choosing unrealistic targets. While PMAGY targeted 44000 villages, the state level Ram Manohar Lohia Samagra Gram Vikas Yojna of Akhilesh Yadav targets basic amenities in around 9900 villages. However, SAGY scheme targets only 2,500 villages of six lakh villages all over India to be developed as Adarsh Gram by 2019. Since the targets are realistic and implementation has to be done by the Gram Panchayats under monitoring by MP; one can expect that this scheme may provide tangible results.  Secondly, this scheme breaks away from the tradition of dwelling on government as a benefactor. It demands community participation. It’s a DIY (Do it yourself) model than relying excessively on government. When MP as well as community takes personal interest, the scheme could be a catalyst for some new initiatives in rural areas. The problem for MPs will be of choosing a village out of several hundred villages in their constituencies. Further, there are no additional funds for the scheme and its model is to productively use the funds already available under various other schemes.


Khadi Reform & Development Programme (ADB Assistance) 

Department of Economic Affairs, Ministry of Finance has tied up financial aid from Asian Development Bank (ADB) amounting to US$150 million over a period of three years for implementing a comprehensive Khadi Reform Programme worked out in consultation with ADB and KVIC. Under this Reform Package, it is proposed to revitalize the Khadi sector with enhanced sustainability of Khadi, increased incomes and employment to artisans, increased artisans welfare and to enable KVIC to stand on its own with gradually decreasing dependence on Government Grants. Initially, the programme will be implemented in 300 khadi institutions keeping in mind the needs of regional balance, geographical spread and inclusion of backward areas. A KVI Programme has also been launched in the Hill, Border & Left Wing Extremism (LWE) affected areas in respect of 100 institutions with financial assistance amounting to. Rs. 76 crores i.e Rs. 76 lakh/institution under KRDP, in which relaxation has been given in criteria of selection of institutions and in minimum number of artisans associated with the institutions of Hill, Border & LWE affected areas.

Market Promotion and Development Assistance scheme (MPDA) 

The MDA scheme of KVIC has been modified as Market Promotion and Development Assistance scheme (MPDA). MPDA scheme is formulated as a unified scheme by merging different schemes/sub-schemes/components of different Heads implemented in the 11th Plan, namely, Market Development Assistance, Publicity, Marketing and Market promotion. A new component of Infrastructure namely setting up of Marketing Complexes/ Khadi Plazas has been added to expand the marketing net worth of Khadi & VI products. Under the erstwhile MDA scheme financial assistance was distributed amongst Producing Institutions (30%), Selling Institutions (45%) and Artisans (25%). Under the modified MPDA scheme financial assistance is distributed amongst Producing Institutions (20%), Selling Institutions (40%) and Artisans (40%). This will lead to increase in the earnings of artisans.

 Scheme of Fund for Regeneration of Traditional Industries. (SFURTI)

Government, in the Union Budget for 2013-14, has announced setting up of 800 clusters of Khadi, Village Industries and Coir during XII Plan with an outlay of Rs. 850.00 crore to cover around 4 lakh artisans. Ministry of MSME under Phase-I has approval to set up 71 clusters (including coir) Mini-59, Major-10 & Heritage-2 with coverage of 44500 artisans (approx.).

 Coir Vikas Yojana 

Coir Board, a statutory body established under the Coir Industry Act, 1953 takes up many activities for promoting overall development of the coir industry and improving the living condition of the workers engaged in this traditional industry. The activities include undertaking scientific, technological and economic research and development activities; developing new products & designs; and marketing of coir and coir products in India and abroad.

 Coir Udyami Yojana 

The Ministry through Coir Board is implementing a central sector Scheme of Rejuvenation, Modernization and Technology Upgradation of Coir Industry (REMOT). Under this scheme, financial assistance is provided for replacement of outdated ratts/looms and for construction of worksheds so as to increase productivity/production and earnings of workers. 

A Scheme For Promotion of Innovation, Rural Industry & Entrepreneurship (ASPIRE) 

The Ministry of Micro, Small & Medium Enterprises has launched a new scheme namely, ASPIRE (A Scheme for Promoting Innovation, Rural Industry and Entrepreneurship) on 18.3.2015 to accelerate entrepreneurship and to promote start-ups for innovation and entrepreneurship in agro-industry. Under ASPIRE, 80 Livelihood Business Incubation (LBI) centres are to be set up in which a total of 104000 incubates will be trained and 30 (10 new & 20 existing) Technology Business Incubation (TBI) centres 

National Manufacturing Competitiveness Programme (NMCP)

 The programme covers Credit Linked Capital Subsidy Schemes, ISO 9000/14001 reimbursement schemes, ZED Maturity Model (ZMM), schemes of National Manufacturing Competitiveness Programme (six Schemes) viz. Lean Manufacturing Scheme, Promotion of ICT Tools, Quality Management Standards and Quality Technology Tools, Technology Upgradation Quality Certification (TEQUP), Incubation Centre, Intellectual Property Rights (IPR) and Bar Code.

 Prime Ministers Employment Generation Programme (PMEGP) 

A credit linked subsidy scheme titled Prime Ministers Employment Generation Programme (PMEGP) was launched in 2008-09 through merger of the erstwhile schemes of Prime Ministers Rozgar Yojana (PMRY) and Rural Employment Generation Programme (REGP). 

Interest Subsidy Eligibility Certificate for Khadi and Polyvastra (ISEC) 

ISEC scheme is the major source of funding for Khadi programme introduced in May 1977 to mobilize funds from banking institutions to fill the gap in the actual fund requirement and its availability from budgetary sources. Under the ISEC Scheme, credit at the concessional rate of interest is made available as per the requirement of the institutions. The institution is required to pay only 4%. Any interest charged by banks over 4% will be paid by Central Government through KVIC. All khadi institutions registered with the KVIC/State Khadi and Village Industries Boards (KVIBs) can avail of financing under the ISEC scheme.

 Credit Support Programme 

This Programme cover two schemes namely Credit Guarantee Scheme and India Inclusive Innovation Fund. The Credit Guarantee Scheme for Micro Small and Enterprises is operational and through this scheme, the guarantee cover is provided for collateral free credit facility extended by Member Lending Institutions (MLIs) to the new as well as existing Micro and Small enterprises on loans up to Rs. 100 lakh. In another component of Portfolio Risk Fund (PRF) under this programme, Government of India provides funds for Micro Finance Programme to SIDBI is used for security deposit requirement of the loan amount from the MFIs/NGOs .

India Inclusive Innovation Fund 

The India Inclusive Innovation Fund Ministry of MSME has proposed to set up a dedicated fund in the name of India Inclusive Innovation Fund for promoting grass-root innovations with social returns as well as modest economic returns. The fund would operate as a for-profit entity with a social investment focus. The India Inclusive Innovation Fund would back enterprises developing innovative solutions preliminarily for citizens who lie in the lower half of India s economic pyramid, with a limited physical and institutional access to basic services. The total corpus of this fund is proposed to be an initial size of`.500 crore and maximum size of`.5,000 crore with initial GOI contribution of.Rs. .100.00 crore. The cabinet has approved the setting up of the India Inclusive Innovation Fund.

Performance and Credit Rating Scheme 

The scheme is being implemented through National Small Industries Corporation Limited (NSIC), a PSU under this Ministry. Under this scheme, Micro and Small enterprises are subsidized by the Government to the extent of 75% (upto a maximum of.Rs. .40000) for getting themselves rated for performance as well as creditworthiness by one of the empanelled accredited credit rating agency… 

Marketing Development Programme (MDA)

 For successful international marketing of products in the retail market bar coding is an essential requirement. To promote adoption of bar coding of products by micro and small enterprise (MSEs) a scheme of reimbursement of 75% of one time registration cost for bar coding is operational for MSEs. To encourage MSEs to adopt the practice of Bar Coding on a larger Scale. 75% of the annual fees (recurring) charged by GSI India is also reimbursed as Subsidy for the first three years. The schemes includes financial assistance to enable MSEs to obtain product patents. MSEs are also encouraged to participate in international fairs. Various training programmes are also organized in packaging for exports. It also includes Vendor Development Programme for Ancillarisation Support for entrepreneurial and Management Development of MSMEs, Marketing.

Marketing Assistance Scheme 

The scheme is being implemented through National Small Industries Corporation Limited (NSIC), a PSU under this Ministry. Under this scheme, MSMEs are provided support to market their products in the domestic as well as international markets by way of organizing/participating in various domestic & international exhibitions/trade fairs, buyer seller meets, intensive-campaigns & other marketing events.

International Cooperation Scheme

International cooperation also known as Promoting International Cooperation among Micro, Small and Medium Enterprises (MSMEs). It aims to promote International cooperation between Indian MSMEs and enterprises abroad with a view to technology infusion and/or Upgradation of Indian Micro, Small and Medium Enterprises, their modernization and promotion of exports. 

Rajiv Gandhi Udyami Mitra Yojana (RGUMY) 

The objective of Rajiv Gandhi Udyami Mitra Yojana (RGUMY) is to provide information, support, guidance and assistance to first generation entrepreneurs as well as other existing entrepreneurs through an Udyami Helpline (a Call Centre for MSMEs on toll-free number 1800-180-6763), to guide them regarding various promotional schemes of the Government, procedural formalities required for setting up and running of the enterprise and not function of a Helpline.